Bank of Guam® “MAOLI VIP UPGRADE” in Guam SWEEPSTAKES OFFICIAL RULES

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. NON-PURCHASE ENTRIES AND PURCHASE ENTRIES HAVE AN EQUAL CHANCE OF WINNING. 

1. OVERVIEW: Bank of Guam Visa debit cardholders who purchase General Admission (GA) tickets to the Maoli concert between Wednesday, June 25 and Monday, June 30, 2025 using their Bank of Guam Visa debit card and the specific promotional ticket purchase link provided by Bank of Guam will be automatically entered for a chance to receive a free upgrade to VIP. Thirty (30) winners will be randomly selected to receive the upgrade from GA ($75) to VIP ($150) tickets. 

1A. TICKET PRICING AND TRANSPARENCY ON SERVICE FEES: 
Ticket prices are set by the event organizer and may be subject to additional service fees charged at checkout by the ticketing vendor. To ensure transparency and avoid potential UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) issues, please note that service fees are charged by the vendor and may apply to both General Admission and VIP tickets. As of the start of the promotion, General Admission tickets are listed at $75.00 (plus $7.63 service fee), and VIP tickets at $150.00 (plus $15.95 service fee). 

2. ELIGIBILITY: The Bank of Guam 2025 Maoli Ticket Glow-Up Giveaway Sweepstakes (“Sweepstakes”) is open only to legal residents of Guam who are 18 years of age or older as of June 25, 2025, Chamorro Standard Time (“ChST”). Void where prohibited, taxed, or restricted by law. Sweepstakes is subject to all applicable federal, state, and local laws and regulations. The Sweepstakes is governed by U.S. and Guam law. 

3. SWEEPSTAKES TIMING/DESCRIPTION: The Sweepstakes begins at 12:00:00 AM ChST on June 25, 2025 and ends at 11:59:59 PM ChST on June 30, 2025 (“Promotion Period”). Thirty (30) winners will be selected in a random drawing from among all eligible entries received during the Promotion Period. 

4. TO ENTER: You do not need to be a Bank of Guam customer or a Visa debit cardholder to enter the Sweepstakes. There are two (2) ways to enter: 

(1) AUTOMATIC ENTRY VIA PURCHASE WITH PROMOTIONAL LINK (BANK OF GUAM VISA DEBIT CARDHOLDERS ONLY): Eligible Bank of Guam Visa debit cardholders will automatically receive one (1) entry into the Sweepstakes when they complete the following during the Promotion Period, which runs from 12:00:00 AM ChST on June 25, 2025 through 11:59:59 PM ChST on June 30, 2025: 

(i) Use a valid (non-defaulted) Bank of Guam Visa debit card to purchase one or more General Admission (GA) tickets to the Maoli concert through the official promotional link provided by Bank of Guam. 

The official promotional link will be made available through the following channels: 

Only transactions that are completed using both the official promotional link and a valid Bank of Guam Visa debit card during the Promotion Period will be eligible for entry. Transactions made without using the official link or with a non-qualifying card will not qualify for entry. No promotional code is required. 

Only transactions using a valid Bank of Guam Visa debit card and the official promotional link during the Promotion Period will be eligible for automatic entry. 

Multiple entries may be earned for multiple GA ticket purchases; however, only one (1) prize may be awarded per Bank of Guam Visa debit cardholder. 

(2) TO ENTER BY MAIL WITHOUT PURCHASE OR CARD USE: To enter the Sweepstakes without making a purchase or using a Bank of Guam Visa debit card or promo code, hand-print the following information clearly on a 3” x 5” card or paper: 

  • Full Name
  • Mailing Address
  • Daytime and Evening Phone Numbers
  • Email Address (if available)
  • The phrase: “Bank of Guam Maoli Ticket Glow-Up Giveaway” 

Mail the entry in a stamped, business-size (#10) envelope to: 

Bank of Guam – Product Experience Group 
 P.O. Box BW, Hagåtña, GU 96932 

Mail-in entries must be postmarked by June 30, 2025 and received by July 2, 2025 to be eligible. Each entry must be mailed separately. Mechanically reproduced, incomplete, or illegible entries are void. No return envelope is required. All eligible mail-in entries will be treated equally to automatic entries for drawing purposes. 

5. DETERMINATION OF WINNERS / WINNER NOTIFICATION: Thirty (30) winners will be selected in a random drawing conducted by Bank of Guam’s Product Experience Group. Odds of winning depend on the total number of eligible entries received. Winners will be contacted on July 3, 2025 via phone and/or email. "Winners must verify their identity and accept the prize no later than July 3, 2025 at 3:00 PM ChST by presenting valid government-issued photo ID (e.g., driver’s license, state ID, or passport) and signing a Bank of Guam Release Form, where legally required. Non-compliance may result in disqualification and selection of an alternate winner at the Sponsor’s discretion." 

6. PRIZES: Thirty (30) winners will each receive a free upgrade from a General Admission ticket ($75 value) to a VIP ticket ($150 value) for the Maoli concert in Guam, held in Tumon on July 05, 2024. Bank of Guam will coordinate prize fulfillment directly with each winner. Total Prize Pool Value: $2,250. No Substitution or Transfer: Prizes are non-transferable and may not be exchanged for cash. If a winner cannot attend the event or declines the prize, no alternative prize will be provided. The Sweepstakes is open only to legal residents of Guam who are 18 years of age or older as of June 25, 2025. 

6A. PRIZE ACCEPTANCE AND LIMITATIONS: Winners have the option to accept or reject the VIP ticket upgrade prize. If a winner chooses to reject the upgrade, the prize will be forfeited, and no alternate prize or compensation will be provided. There is no cash substitute or transfer allowed for the prize. Since VIP tickets are specifically reserved for this promotion, there is no risk of the prize being unavailable. Winners must comply with all verification and acceptance requirements as outlined in Section 5 to claim their prize. 

7. SOCIAL MEDIA CONSENT / PHOTO OPPORTUNITY: Winners may be asked to participate in a photo opportunity for social media and promotional use. By accepting the prize, each winner grants Bank of Guam the right to use their name, image, and likeness in promotional materials, including but not limited to Instagram, Facebook, and the official Bank of Guam website. 

8. CONDITIONS OF PARTICIPATION: The Sweepstakes is conducted in English. In the event of any discrepancy or inconsistency between the terms and conditions of these Official Rules and any other statements contained in any Sweepstakes-related materials, including, but not limited to any entry form, point of sale, television, print or online advertising; the terms and conditions of these Official Rules shall prevail, govern, and control. By entering, entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor, which are final, binding and not subject to appeal.  Sponsor reserves the right to conduct a background check of all social and public records of potential prize winners, including, without limitation, civil and criminal court records and police reports, and entry in the Sweepstakes constitutes entrant’s permission for Sponsor to conduct such background check, provided that, to the extent additional authorization is necessary under law, potential prize winner shall authorize such checks. Sponsor reserves the right (at its sole discretion) to disqualify a potential prize winner based on the results of the background check or failure to properly authorize such checks. By accepting a prize, each winner consents to the use of his/her/their name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Entrants release and hold harmless Sponsor, Employees of Bank of Guam, and each of their respective parents, successors, affiliates, subsidiaries, trustees, respective agents, representatives, officers, directors, shareholders, and employees (collectively, the “Releasees”), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same households of each of these individuals, whether related or not, from any claims, actions, injury, loss, or damage of any kind, including but not limited to, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or from the acceptance, possession, or use or misuse of prizes. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect, or consequential damages; loss of data, income, or profit; loss or damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes. 

9. GENERAL: The information provided in connection with the Sweepstakes may be used for Sponsor’s internal purposes and may be provided to other parties, as necessary for the administration of the Sweepstakes or as required by law or legal process. For additional information about Sponsor’s Privacy Policy go to: https://www.bankofguam.com/privacy-security. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, and transactions; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of the prizes, or any prize-related event, or in any Sweepstakes-related materials. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice and for any reason including, if in the Administrator’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prizes in a random drawing from among all non-suspect, eligible entries received up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek any and all remedies available from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. 

10. DISPUTES: Except where prohibited, all issues/questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the Territory of Guam, without giving effect to any choice of law or conflict of law rules (whether of the Territory of Guam or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the Territory of Guam. Jurisdiction and venue shall be solely within the Territory of Guam. 

11. FORCE MAJEURE: In the event an insufficient number of eligible entries are received to award the prizes and/or Sponsor is prevented from awarding the prizes or continuing with this Sweepstakes as contemplated herein by any event beyond its control, including but not limited to fire, flood, natural or man-made epidemic of health or other means, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state/provincial or local government law, order, regulation, or guideline, public health crisis or pandemic (e.g., Coronavirus), order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control, regardless of whether any such cause was foreseeable (each a “Force Majeure” event or occurrence), then Sponsor shall have the right to modify, suspend, or terminate this Sweepstakes. If this Sweepstakes is terminated before the designated end date, Sponsor will (if possible) select the potential winners in a random drawing from all eligible, non-suspect entries received as of the date of the event giving rise to the termination. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. 

12. WAIVER OF LIABILITY AND ACKNOWLEDGMENT OF RISK 
By participating in or attending this event, you acknowledge and agree that Bank of Guam is not the organizer, operator, or manager of the event. Bank of Guam is a sponsor and/or exhibitor and does not control the event’s operations, safety protocols, or third-party services. To the fullest extent permitted by applicable law, you voluntarily assume all risks associated with your attendance or participation, including but not limited to personal injury, property damage, or other loss arising from the actions or omissions of third-party organizers, vendors, or attendees. This waiver does not affect any rights or remedies you may have under Guam law, including those provided under the Deceptive Trade Practices Consumer Protection Act (5 GCA § 32101 et seq.). Nothing in this waiver shall be construed to disclaim any express or implied warranty or statutory protection that cannot be waived under Guam law. For concerns related to the event itself, please contact the event organizer directly. Bank of Guam disclaims any responsibility for event-related issues outside its promotional activities. 

13. SPONSOR: Sponsor: Bank of Guam, P.O. Box BW, Hagatna, GU 96932.