Home Loan

Opening doors around the island.

With great rates on a home loan you’ll be moving in before you know it.

Own the place.

With flexible repayment terms, no loan application fees and personalized attention from start to finish, it’s easy to see why so many locals choose Bank of Guam for their home loans.

Home Mortgage Loans

Make your dream home a reality with a loan specific to your needs.

  • Competitive rates for home purchase, refinance, or construction
  • Fixed and adjustable rate mortgages (ARMs) available
  • Advisors experienced in local real estate market
  • Local approvals, processing, and quick responses
  • Automatic payment option

Home Equity Loans

Use your home’s equity to fund your next big purchase.

  • Competitive rates for a wide range of personal needs:
    • Home improvements
    • Major life events
    • Education expenses
  • Secure funds based on the equity of your home
  • Experienced, helpful loan advisors
  • Local approvals, processing, and quick responses
  • Automatic payment option

A good loan is worth a fortune.

Here are 3 steps to get you prepared to apply for a loan:

Make a plan and budget

Think about your own personal budget and figure out how much you can afford for a monthly payment, and how that compares to your loan needs.

Calculate a rough monthly payment

Use our loan calculator to find the right amount for you.

Gather documents and get in touch

Prepare your proof of income, proof of address, ID, and your SSN before reaching out.

Loan Calculator

Your Estimated Monthly Payments


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Total interest paid


Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. You may wish to consult an appropriate outside advisor about your financial situation.

Already have a mortgage?

See how we can help you refinance your home and lower your rates.

Contact Us

Ready to get started?

Get in Touch
Auto Loans

Cruise the island in style.

Let's find your next ride.

Get Driving
Personal Loans

Earning our name one loan at a time.

No one does personal loans like The People's Bank.

See What We Offer