Checking

Convenience you can bank on.

Giving you options that move with you.

Checking

Convenience you can bank on.

Giving you options that move with you.

Find the account that's right for you.

No matter what your needs are, we've got you covered.

A convenient Visa Debit Card

Access to our innovative digital tools

Earn competitive interest

Pacific Express Plus

Everyday banking while earning a competitive interest rate.

*Available online only for Guam and the CNMI.

  • Online account opening required
  • Interest bearing account with a competitive rate of 0.50% APY1 with a minimum daily balance of $500
  • Opening deposit not required
  • Must be funded within 30 days of opening the account
  • Maintenance fee of $5.00, waived if enrolled in e-Statements & electronic monthly deposit
  • $3.00 per in-branch deposit
  • $3.00 per in-branch withdrawal
  • Visa® Debit Card
  • $10.00 per paper statement request
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1Annual Percentage Yield (APY) is accurate as of 8/11/2023. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

Pacific Express

Open a simple transaction account and do digital banking your way.

*Available online only for Guam and the CNMI.

  • Online account opening required
  • Opening deposit not required
  • Must be funded within 30 days of opening the account
  • Maintenance fee of $5.00, waived if enrolled in e-Statements & electronic monthly deposit
  • Customers 55 years and older have maintenance and paper statement fees waived
  • No minimum balance
  • Visa® Debit Card
  • $10.00 per paper statement request
Apply Now

Military Checking

Saluting our service members.

*Available in all regions.

  • Available to members of the U.S. Armed Forces*
  • No monthly maintenance fee or minimum balance fee
  • Military payroll or retirement required**
  • Visa® Debit Card
Book an Appointment

*Qualified service members include Active/Retired/Reserve/Guard in the Army, Navy, Air Force, Marine Corp., Coast Guard, and U.S. Veterans.

**If there is no direct deposit within 60 days after initial account opening and at any subsequent time thereafter, the account may be converted to a personal checking account.

Premium Checking

Take your checking to the next level with a premium account.

*Available only in the FSM, Majuro, and Palau.

  • Interest bearing account with a competitive rate of 0.03% APY1 with a minimum daily balance of $500 to obtain APY.
  • Minimum balance is required to avoid monthly fees
  • Visa® Debit Card
Book an Appointment

1Annual Percentage Yield (APY) is accurate as of 8/11/2023. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

Personal Checking

Everything you need with one simple checking account.

*Available only in the FSM, Majuro, and Palau.

  • No minimum opening deposit required
  • Minimum balance is required to avoid monthly fees
  • Visa®Debit Card
Book an Appointment

Senior Checking

This account is convenient and loaded with perks.

*Available only in the FSM, Majuro, and Palau.

  • Available to our Manamko customers 55 and older.
  • No monthly maintenance fee
  • No minimum opening deposit requirement
  • No minimum balance fee
  • Visa® Debit Card
Book an Appointment

Banking in the palm of your hand.

We love it when you stop in and say hi, but thanks to our digital tools, you can do pretty much all your banking with just a few taps.

  • Check Balances
  • Pay Bills
  • Transfer Funds
  • Deposit Checks
Digital Tools

Get started with the bank that knows you best.

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Credit Cards

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Earn great rewards on purchases big and small.

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