Personal Savings

Håfa Adai, future.

Savings that grows with your dreams.

Make the most of every penny.

We’ll help you choose the right savings account for you and your future. All of our accounts earn interest and are each tailored to different goals.

Boost Savings

A limited term high-yield savings account that makes your money work for you.

*Available online for Guam and CNMI and in the branches for all regions.

  • A deposit of $10,000.00 minimum is required to open this account.
  • Interest bearing account with a competitive rate of 5.01% APY¹ with a minimum daily balance of $10,000.00 required to obtain APY.
  • There are no monthly maintenance fees.
  • Must be funded within 5 banking days of opening the account or by March 31, 2024, whichever comes first. If not funded, account will be closed.
  • This account will only be available until March 31, 2024.
  • This account will mature on January 31, 2025, and all funds will be transferred to an existing deposit account.
  • Early closure charges include a $50.00 fee, and all interest will be forfeited.
  • No withdrawals will be allowed.
  • $10.00 per paper statement request.

¹Annual Percentage Yield (APY) is accurate as of 1/10/2024. Interest will be credited upon maturity. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

True Savings Plus

Get closer to your savings goal sooner.

*Available online only for Guam and the CNMI.

  • Online account opening required
  • Interest bearing account with a competitive rate of 3.04% APY1 with no minimum daily balance required to obtain APY.
  • Opening deposit not required
  • Maintenance fee of $5.00, waived if enrolled in e-Statements
  • Must be funded within 30 days of opening the account
  • $3.00 per in-branch deposit
  • $3.00 per in-branch withdrawal
  • $10.00 per paper statement request

1Annual Percentage Yield (APY) is accurate as of 8/11/2023. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

True Savings

Giving you the flexibility to save how you want.

*Available online only for Guam and the CNMI.

  • Online account opening required
  • Interest bearing account with no minimum daily balance required to obtain APY
  • Opening deposit not required
  • Maintenance fee of $5.00, waived if enrolled in e-Statements
  • Must be funded within 30 days of opening the account
  • Customers 55 years and older have maintenance and paper statement fees waived
  • $10.00 per paper statement request

Kids Club Savings

Learn, save, and earn with this kid-friendly account.

*Available in all regions.

  • No minimum opening deposit required
  • Earn competitive interest
  • Earnings paid monthly
  • Set up direct deposit
  • Keep your balance growing with direct deposit
  • No minimum balance requirements
  • Teach children smart saving habits early on

A parent or legal guardian is required to be the account's joint legal owner.

Statement Savings

Saving made simple.

*Available only in the FSM, Majuro and Palau.

  • No minimum opening deposit requirements
  • Earn competitive interest
  • Keep your balance growing with direct deposit
  • Free online, mobile, and voice banking
  • Minimum balance is required to avoid monthly fee

Senior Savings

Interest account with convenient access to your money.

*Available only in the FSM, Majuro and Palau.

  • Available to our customers 55 and older
  • No monthly maintenance fee
  • No minimum opening deposit requirement
  • No minimum balance fee
  • Visa® Debit Card

Banking in the palm of your hand.

We love it when you stop in and say hi, but thanks to our digital tools, you can do pretty much all your banking with just a few taps.

  • Check Balances
  • Pay Bills
  • Transfer Funds
  • Deposit Checks
Go Digital

Open a savings account today.

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Debit Cards

Good to go, wherever you go.

Secure, convenient, and accepted pretty much everywhere.

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Credit Cards

Your go-to for any adventure.

Earn great rewards on purchases big and small.

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