Savings Accounts | Bank of Guam

Branch Update! Our FSM branches will be closed on Friday, May 9, 2025, in observance of Constitution Day. We will resume normal operations on May 12. As always, Online and Mobile banking will be open 24/7. Click here for the full lists of holidays.

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Make the most of every penny.

We’ll help you choose the right savings account for you and your future. All of our accounts earn interest and are each tailored to different goals.

True Savings Plus

Get closer to your savings goal sooner.

Available online for Guam and CNMI and in the branches for all other regions.

Online account opening required
Interest bearing account with a competitive rate of 3.04% APY* with no minimum daily balance required to obtain APY.
Opening deposit not required
Maintenance fee of $5.00, waived if enrolled in e-Statements
Must be funded within 30 days of opening the account
$3.00 per in-branch deposit
$3.00 per in-branch withdrawal
$10.00 per paper statement request

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*Annual Percentage Yield (APY) is accurate as of 8/11/2023. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

True Savings

Giving you the flexibility to save how you want.

Available online for Guam and CNMI and in the branches for all other regions.

Online account opening required
Interest bearing account with no minimum daily balance required to obtain APY
Opening deposit not required
Maintenance fee of $5.00, waived if enrolled in e-Statements
Must be funded within 30 days of opening the account
Customers 55 years and older have maintenance and paper statement fees waived
$10.00 per paper statement request

Apply Now

Kids Club Savings

Learn, save, and earn with this kid-friendly account.

Available in branch for all regions.

No minimum opening deposit required
Earn competitive interest
Earnings paid monthly
Set up direct deposit
Keep your balance growing with direct deposit
No minimum balance requirements
Teach children smart saving habits early on

Book an Appointment

A parent or legal guardian is required to be the account's joint legal owner.

Banking in the palm of your hand.

We love it when you stop in and say hi, but thanks to our digital tools, you can do pretty much all your banking with just a few taps.

Check Balances
Pay Bills
Transfer Funds
Deposit Checks

Go Digital

Open a savings account today.

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Debit Cards

Good to go, wherever you go.

Secure, convenient, and accepted pretty much everywhere.

Credit Cards

Your go-to for any adventure.

Earn great rewards on purchases big and small.