Savings Accounts | Bank of Guam

Branch Update! Our Yap branch will be closed on Monday, December 23, 2024, in observance of Constitution Day. We will resume normal operations on December 24. As always, Online and Mobile banking will be open 24/7. Click here for the full lists of holidays.

Holiday Hours:
Tuesday, December 24, 2024: All branches and HQ will close at 12PM. Familia Contact Center will remain open until 4pm.

Wednesday, December 25, 2024: All branches, HQ, and Familia Contact Center will be closed for Christmas Day.

We will resume normal operations on December 26. As always, Online and Mobile banking will be open 24/7. Merry Christmas!

Enroll Now Find a Branch or ATM

Make the most of every penny.

We’ll help you choose the right savings account for you and your future. All of our accounts earn interest and are each tailored to different goals.

True Savings Plus

Get closer to your savings goal sooner.

*Available online only for Guam and the CNMI.

Online account opening required
Interest bearing account with a competitive rate of 3.04% APY¹ with no minimum daily balance required to obtain APY.
Opening deposit not required
Maintenance fee of $5.00, waived if enrolled in e-Statements
Must be funded within 30 days of opening the account
$3.00 per in-branch deposit
$3.00 per in-branch withdrawal
$10.00 per paper statement request

Apply Now

¹Annual Percentage Yield (APY) is accurate as of 8/11/2023. Interest will be compounded and credited monthly. Rate for this account is variable, determined by the Bank of Guam at its sole discretion and can change before or after account opening. Fees could reduce earnings.

True Savings

Giving you the flexibility to save how you want.

*Available online only for Guam and the CNMI.

Online account opening required
Interest bearing account with no minimum daily balance required to obtain APY
Opening deposit not required
Maintenance fee of $5.00, waived if enrolled in e-Statements
Must be funded within 30 days of opening the account
Customers 55 years and older have maintenance and paper statement fees waived
$10.00 per paper statement request

Apply Now

Kids Club Savings

Learn, save, and earn with this kid-friendly account.

*Available in all regions.

No minimum opening deposit required
Earn competitive interest
Earnings paid monthly
Set up direct deposit
Keep your balance growing with direct deposit
No minimum balance requirements
Teach children smart saving habits early on

Book an Appointment

A parent or legal guardian is required to be the account's joint legal owner.

Statement Savings

Saving made simple.

*Available only in the FSM, Majuro and Palau.

No minimum opening deposit requirements
Earn competitive interest
Keep your balance growing with direct deposit
Free online, mobile, and voice banking
Minimum balance is required to avoid monthly fee

Book an Appointment

Senior Savings

Interest account with convenient access to your money.

*Available only in the FSM, Majuro and Palau.

Available to our customers 55 and older
No monthly maintenance fee
No minimum opening deposit requirement
No minimum balance fee

Book an Appointment

Banking in the palm of your hand.

We love it when you stop in and say hi, but thanks to our digital tools, you can do pretty much all your banking with just a few taps.

Check Balances
Pay Bills
Transfer Funds
Deposit Checks

Go Digital

Open a savings account today.

Get Started

Debit Cards

Good to go, wherever you go.

Secure, convenient, and accepted pretty much everywhere.

Credit Cards

Your go-to for any adventure.

Earn great rewards on purchases big and small.